Crypto Regulation in Europe: Country-Specific Insights and Restrictions for 2025-2026
Crypto Regulation in Europe: Country-Specific Insights and Restrictions for 2025-2026 The European Union (EU) has taken significant steps to regulate the cryptocurrency industry, primarily through the Markets in Crypto-Assets Regulation (MiCA) , which became fully applicable across all member states on December 30, 2024 . MiCA establishes a harmonized framework for crypto-assets, aiming to protect consumers, ensure financial stability, and foster innovation while combating money laundering and terrorist financing. Alongside MiCA, the Transfer of Funds Regulation (TFR) and the Digital Operational Resilience Act (DORA) impose additional requirements on crypto-asset service providers (CASPs). This article explores the EU’s crypto regulatory landscape, highlights country-specific approaches, and discusses potential restrictions expected in 2025 and 2026. EU-Wide Crypto Regulation: MiCA, TFR, and DORA Markets in Crypto-Assets Regulation (MiCA) MiCA categorizes crypto-assets into...